You must be a credit union member.

To qualify for the premium dividend rate, you must have an aggregate deposit balance of $100,000 or greater with INOVA and/or Michiana Wealth Management². Business checking accounts do not qualify for this service.

You must also maintain an average daily balance of $10,000 in your High Yield Checking, to receive the premium rate, which is the overnight Money Market Average rate on bankrate.com reported on the last business day of the previous month.

Write all the checks you want with unlimited check writing and no per check fee. Plus, your first box of designer checks is free. Get a $2.00 discount on each box of checks you re-order through INOVA.

You can have peace of mind with overdraft protection from your savings, line of credit, Powerline or PowerHouse accounts.

Enjoy the convenience of free 24-hour access to your account with Tellerphone and Home Banking. You can also make deposits to your account anytime via ATM, night deposit, direct deposit and payroll deduction. Your first 8 ATM transactions per month are free³.

Although your checks are not returned to you, you may request microfilm copies of checks for just $2.50 per copy.

Enjoy the benefits of E-pay for free! You will save both time and money by paying your bills on-line with this free electronic bill pay service.

Your funds are safe--they're insured by NCUA to at least $250,000 (for combined savings, checking and certificate deposits).

¹ Business checking accounts are not eligible for this service

² Michiana Wealth Management offers securities and advisory services through INVEST Financial Corporation Member NASD/SIPC and Registered investment advisor. Investments are not NCUA insured, involve investment risk, may lose value, and are not guaranteed by or obligations of the Credit Union. INOVA Federal Credit Union is not affiliated with INVEST Financial Corporation.

³ You may be charged fees imposed by ATM operators for using ATMs that we do not own and/or operate. Without minimum requirements, a normal fee will be charged.